Illegal Moneylender Harassment Case: Vincent Lim

  24 Jul 2019

Testimonial: Vincent Lim

Mr Vincent Lim, 36, was continuously harassed by illegal moneylenders after borrowing just once from them 5 years ago. He borrowed a mere $500 and have completely returned his debts. However, the illegal moneylenders deposited another $800 to his account and insisted that he pay double-fold back ($1600) to them as “interest”.

As they constantly threaten Vincent that they will visit his house if he does not pay up and worried that his wife & only son will leave him, he has given a total of $34,000 to the illegal moneylenders through borrowing from bank loans, friends and extended family. The stressful situation has led Vincent to drown his sorrows in alcohol and resulted in losing his job as a tour guide.

Then one day, the illegal moneylenders managed to contact his wife and ask her to return the debts he owed. Without a doubt, she called him to file the divorce, taking their son with her. When Vincent received the news while drinking in the nightclub and the considerations that he has no job and only $10 left in his bank, he took the plunge and jumped from the 3rd floor of the nightclub, ended up partially blind and little strength to lift heavy objects. During his stay in the hospital, the illegal moneylenders did not stop the harassing at his house and even started to harass his neighbours.

The team at Arise2care was alerted of his circumstances and intervened by building back his confidence and mentally recuperate from the situation. Through our intervention, Vincent has managed to recover well and was taught tactics to tackle the harassment. For example, he placed a security camera which caught the illegal moneylenders in the act of splashing paint onto his neighbour’s door and brought them to justice.

Furthermore, we have assisted Vincent to stand up again by encouraging him to try the food delivery career and he is currently doing well. We have also successfully petitioned for a 1 room rental flat from the government for Vincent, which gave him a confidence boost to refresh and continue his journey of recovery.

Are you feeling helpless because of overwhelming moneylender debts?
Have no idea how to overcome your gambling addiction?

你是否感到束手无策,无法摆脱来之债务的压力?
不知道如何克服赌瘾?

Please do not hesitate to contact us!
请不要犹豫与我们联系!

Contact: +65 6909 0628
Email: 
admin@arise2care.sg

Walk-in Clients:

No 5 Harper Road, #02-01/A
Singapore 369673
(Next to Tai Seng MRT Exit B)


Testimonial: Ang Seng Huat & Helen Liew

  11 Jun 2019

One of our Success Stories: Seng Huat & Helen 

Mr Ang Seng Huat, works as a taxi driver to support his wife, Helen, 2 children and his mother. Being unsatisfied with his earnings, he decided to enter a club with jackpot machines, considering it as an “easy” way to earn money and for the fast cash excitement. He thought that, why should he slog so hard and yet earn lesser than gambling? Seng Huat eventually became addicted after a win, and frequently return to the club to wait on another winning, which never happened again.

To feed his addiction, he has approached and borrowed from more than 20 legal moneylenders & several illegal ones as well. The mountain of debts, together with his bank loan, forced him to sell his 1st HDB flat to repay what he owed and shamefully asked his family and friends for assistance. However, the urge to recuperate his losses inevitably returned Seng Huat to the vicious cycle of gambling and borrowing once more.

With the harassment of illegal moneylenders and the inability to service his loans, Seng Huat lost all hope, motivation and the will to live, driving him to think of suicidal thoughts. The situation that he placed himself and his family in jeopardy drove Helen to kick him out of the house and was ready to serve him with divorce papers. Seng Huat subsequently went into a dark stage of mental health and was admitted to IMH.

Through a friend’s recommendation, Helen contacted Pastor Jolene as the final straw for Seng Huat to mend his ways and with the heart to continue to give her children a complete family. However, she was adamant to sign the divorce papers if just one moneylender were to appear at her doorstep. Through Pastor Jolene’s counsel, she promised Seng Huat a 6-month grace period to ascertain his willingness to change. Pastor Jolene has also intervened through negotiations with the legal moneylenders for a longer repayment scheme to slowly but surely repay all his debts.

Today, both Seng Huat and Helen are volunteers of Arise2Care, sharing their testimony and supporting people who are going through similar experiences. Seng Huat has also become one of voluntary counsellors to support in the moneylender negotiations and giving advice to problem gamblers.

 

Are you feeling helpless because of overwhelming moneylender debts?
Have no idea how to overcome your gambling addiction?

你是否感到束手无策,无法摆脱来之债务的压力?
不知道如何克服赌瘾?

Please do not hesitate to contact us!
请不要犹豫与我们联系!

Contact: +65 6909 0628
Email: 
admin@arise2care.sg

Walk-in Clients:

No 5 Harper Road, #02-01/A
Singapore 369673
(Next to Tai Seng MRT Exit B)


Join us @ the Anti UML Roadshow on 27 January 2019!

  21 Jan 2019

We have some exciting news to share!

Our team is invited to the Anti Unlicensed Moneylender Roadshow @ Telok Blangah Community Centre on the 27 January 2019! Our Chairman, Ms Jolene Ong will be sharing some of her experience & how we can help. we have also prepare a very special skit by our very talented co-workers!

Date & Time: 27 January 2019, 10am-3pm
Location: 450 Telok Blangah Street 31, Singapore 108943

Here’s a sneak peek to our booklet we will be giving out that day:

 

To find out more, please visit our Facebook page!

We hope to see you there!

 

Are you feeling helpless because of overwhelming moneylender debts?
Have no idea how to overcome your gambling addiction?

你是否感到束手无策,无法摆脱来之债务的压力?
不知道如何克服赌瘾?

Please do not hesitate to contact us!
请不要犹豫与我们联系!

Contact: +65 6909 0628
Email: 
admin@arise2care.sg

Walk-in Clients:

No 5 Harper Road, #02-01/A
Singapore 369673
(Next to Tai Seng MRT Exit B)